Visa is launching a working capital initiative for early-stage companies issuing stablecoin-linked cards. The program integrates Visa's settlement data with on-chain lending infrastructure to improve risk assessment for lenders.
Stablecoin-linked cards represent one of the fastest-growing segments of the Visa network. Payment volume for these cards increased nearly 200% year-over-year during the second fiscal quarter. Annualized settlement volume has now surpassed a $20 billion run rate.
A partnership with Credit Coop supports the new financing model. This collaboration has already reduced borrowing costs for certain programs by more than 30%.