SoFi Technologies is expected to report Q3 2026 revenue of approximately $1.25 billion and EPS of $0.17, while the stock currently trades around $15.00 against an average analyst price target of $20.47.
Investors are primarily focused on the company’s revenue diversification, specifically the growth of non-lending fee-based income relative to the credit-sensitive lending segment.
Analysts anticipate Financial Services products will reach 23.05 million, a 43% year-over-year increase, as the company’s 'everything app' strategy attempts to offset headwinds in the lending business. Despite consistent earnings beats, the stock has faced pressure from regulatory scrutiny and concerns over capital levels as balance sheet growth remains rapid.