Shift4 Payments is trading 9.44% lower at $40.59 after its November 5 report lowered full-year guidance for a second consecutive quarter. - Adjusted EPS of $1.49 beat expectations; $648 million in adjusted revenue missed the $650.3 million estimate. - Management cited travel disruptions, inflation, currency fluctuations and pressure on same-store sales. FY2026 EPS guidance fell to $5.05–$5.15, below the $5.19 consensus. - Payments-based revenue grew 18%; record adjusted free cash flow offered a counterpoint.