Bankinter reported a second-quarter net profit of €315 million, a 16% year-over-year increase that beat analyst forecasts. Net profit for the first half of 2026 rose 12% to €605 million.
Net interest income climbed 5% to €589 million. Fee and commission income surged by 23%. Following these results, the Spanish lender upgraded its full-year guidance for fee growth.
The bank's return on tangible equity (ROTE) exceeded 20%. The non-performing loan (NPL) ratio improved to 1.92%. International business units in Portugal and Ireland maintained strong momentum.